In the 305, we are used to the heat — but the high-pressure "Solar Gold Rush" is reaching a boiling point. From the historic homes in Coral Gables to the modern builds in Doral and Homestead, Miami homeowners have been flooded with pitches promising to "cancel your FPL bill" and "get paid by the government to go green." As we navigate 2026, the tide has turned. With the expiration of the federal 30% residential tax credit on December 31, 2025, and recent FPL base-rate hikes approved by the PSC, the "savings" promised a year ago may no longer exist.

Why Miami Homeowners Are Demanding Solar Exits in 2026

• →The Tax Credit Cliff: Most 2025 contracts relied on the 30% federal tax credit to keep payments low. Since that credit expired for residential systems on January 1, 2026, many Miami families are facing massive re-amortization payments they weren't prepared for.
• →Insurance Non-Renewals: South Florida's insurance market is already fragile. Many homeowners are finding their policies canceled or premiums doubled after installing panels — a hidden cost almost never disclosed by sales reps.
• →Hurricane Resilience and Roof Damage: A poorly installed system is a liability during a Category 3 storm. Roof leaks and structural compromises caused by rush-job installers who bypassed Miami-Dade's strict wind-load protocols are common.
• →The Zero Bill Myth: FPL residential customers in 2026 still face mandatory minimum base charges and storm protection fees, even with 100% solar offset. If you were told you'd "never pay FPL again," you were lied to.

Your Legal Rights Under Florida Law

Florida Deceptive and Unfair Trade Practices Act (FDUTPA)

If a company used unfair methods of competition or unconscionable acts — such as lying about government rebates or using fake FPL affiliations — they are in violation. This is the primary legal lever used to void predatory contracts in Miami.

3-Day Cooling-Off Rule

Under Florida law, if you signed your contract at home, you have 3 business days to cancel. The law requires the seller to provide a written notice of these rights at the time of sale. If they didn't provide the specific "Notice of Cancellation" form, your right to walk away might legally still be open.

Zombie Warranty Protection

With companies like Titan Solar and ADT Solar shuttering their doors, thousands of Miami homeowners are paying for systems with no active support. In many cases, if the installer can no longer fulfill the 25-year warranty promised, the contract may be in breach.

Solar Companies Raising Red Flags in South Florida

• →Sunnova: Flagged by the BBB and Florida Attorney General for deceptive sales practices and poor customer service.
• →Vision Solar / Lumio: Frequently cited in lawsuits regarding phantom installations and failing to obtain necessary Miami-Dade building permits.
• →Tesla Solar: Known for extreme delays in repairs, sometimes leaving Miami systems dark for months during peak cooling season.
• →Sunrun: Issues often center on PPA Escalators where the cost per kWh eventually exceeds FPL's standard rates.
• →MC Solar & Roofing: Targeted by the Florida AG for allegedly keeping funds meant for installations and tax incentives.