How to Cancel a Sunrun Solar Contract in Florida (2026 Guide)<p>You signed a Sunrun solar contract in Florida, and now you're paying $180–$250 a month for a system that underperforms, was misrepresented at the door, or is quietly blocking the sale of your home. You feel trapped in a 25-year agreement you never fully understood.</p><p>You're not trapped — and this guide will show you exactly why.</p><p>Florida homeowners have some of the strongest solar contract cancellation rights in the country. Between the <strong>Florida Home Solicitation Sales Act</strong>, the <strong>Florida Deceptive and Unfair Trade Practices Act (FDUTPA)</strong>, Florida's <strong>contractor licensing statutes</strong>, and the federal <strong>FTC Holder Rule</strong>, there are multiple independent legal levers that can void, rescind, modify, or transfer your Sunrun agreement — even years after installation.</p><img src="https://d2xsxph8kpxj0f.cloudfront.net/310519663287718525/46qo2AwgwNWJ4wJwr8EnH8/blog-images/cancel-sunrun-solar-contract-florida-1785098780583.jpg" loading="lazy"><p></p><h2>First: Identify Exactly What You Signed</h2><p>Your exit strategy depends entirely on your contract structure. Sunrun uses three primary product types in Florida, and each has a different escape path.</p><h3>1. Sunrun Lease (BrightSave Monthly)</h3><p>You pay a fixed monthly fee for 20–25 years, often with a 1.9%–2.9% annual escalator. Sunrun owns the panels. You build <strong>zero equity</strong> — at the end of 25 years, you own nothing. Because Sunrun retains ownership, they also retain the legal obligation to remove the system if the contract is rescinded.</p><h3>2. Sunrun PPA (Power Purchase Agreement)</h3><p>You pay per kilowatt-hour the system produces, at a rate that typically escalates annually. Sunrun owns the panels. PPAs are especially vulnerable to challenge in Florida because the entire sales pitch rests on <strong>production estimates</strong> — and if those estimates were inflated or based on a flawed shading and orientation analysis, you have a documentable misrepresentation claim.</p><h3>3. Sunrun BrightBuy or Loan Purchase</h3><p>You "own" the panels, financed through a third-party lender such as GoodLeap, Mosaic, Dividend, Sunlight Financial, or Solar Mosaic. This is the most complex to exit because there are two contracts — the installation agreement <em>and</em> the loan. It is also where the <strong>FTC Holder Rule</strong> becomes your most powerful weapon (more on that below).</p><p>Check your paperwork for a <strong>UCC-1 fixture filing</strong> recorded against your property. Many Florida homeowners discover this only when a title company flags it during a home sale.</p><h2>Florida-Specific Cancellation Rights</h2><h3>The 3-Day Right of Rescission</h3><p>If a Sunrun representative or dealer sold you the contract at your home — the overwhelming majority of Florida solar sales — the FTC Cooling-Off Rule gives you <strong>three business days</strong> to cancel without penalty and without giving a reason. Send written notice by certified mail with return receipt. Do not rely on a phone call or a text to a salesperson who has since left the company.</p><p>Most homeowners reading this are past the three-day window. That does not end your options — it just changes which statute you use.</p><h3>Florida Home Solicitation Sales Act (Fla. Stat. §§ 501.021–501.055)</h3><p>Florida extends the federal rule and adds real teeth. Under the FHSSA, when a sale of $25 or more occurs at your residence, the seller must provide a specific, conspicuous written notice of your cancellation rights. If that notice was defective, buried, missing, or never delivered, <strong>your cancellation period may never have properly started running.</strong></p><p>Upon a valid cancellation, Sunrun must:</p><ul><li><p><strong>Return all payments</strong> you've made within 10 days</p></li><li><p><strong>Remove the equipment</strong> from your property within 20 days</p></li><li><p><strong>Release any liens or UCC filings</strong> recorded against your home</p></li><li><p>Restore your roof and electrical service at their expense</p></li></ul><p><strong>Critically: waivers of FHSSA rights are void under Florida law.</strong> If your contract contains language claiming you waived your cancellation rights, that clause is unenforceable.</p><h3>Florida Deceptive and Unfair Trade Practices Act (FDUTPA)</h3><p>FDUTPA is the statute that resolves the majority of Florida solar disputes. It prohibits unfair, deceptive, or unconscionable acts in trade or commerce — and it does not require proof of intent to deceive. A false statement that induced you to sign is enough.</p><p>Remedies available under FDUTPA include <strong>contract rescission, refund of every payment you've made, actual damages, and attorney's fees paid by Sunrun.</strong> That fee-shifting provision is why many Florida consumer protection attorneys take these cases on contingency.</p><p>The most common misrepresentations we see in Florida Sunrun files:</p><ul><li><p><strong>"Your electric bill will be $0."</strong> Almost never true. Florida utilities charge non-bypassable fixed charges, and post-2023 net metering changes reduced the value of exported power.</p></li><li><p><strong>"This won't affect your ability to sell your home."</strong> It does. UCC-1 fixture filings, lease assumption requirements, and buyer credit qualification routinely delay or kill Florida closings.</p></li><li><p><strong>"The 30% federal tax credit will cover your first year of payments."</strong> Only if you have sufficient federal tax liability — and on a lease or PPA, <em>you don't get the credit at all.</em> Sunrun does.</p></li><li><p><strong>"Your rate is locked in."</strong> Not with a 2.9% annual escalator compounding for 25 years.</p></li><li><p><strong>Inflated production estimates</strong> based on incorrect roof pitch, azimuth, or omitted tree and neighboring-structure shading.</p></li><li><p><strong>"Sign here to schedule a free assessment"</strong> — when the document signed on a tablet was actually the binding 25-year agreement.</p></li></ul><h3>Unlicensed Contractor Defense (Fla. Stat. § 489.128)</h3><p>This is Florida's nuclear option. Under § 489.128, contracts entered into by an unlicensed contractor are <strong>unenforceable in law or in equity</strong> by that contractor. Sunrun frequently uses subcontracted installation crews and third-party dealers across Florida.</p><p>If the entity that sold or installed your system lacked the proper Florida electrical contractor (EC) or solar contractor (CVC) license — or if the permit was pulled under a borrowed license — the agreement may be void from the start. Verify every name on your paperwork against the <strong>Florida DBPR license lookup</strong>. This defense has voided six-figure solar obligations.</p><p></p><p></p><h3>The FTC Holder Rule (For Financed Systems)</h3><p>If your system was financed through GoodLeap, Mosaic, Dividend, or a similar lender, the <strong>FTC Holder in Due Course Rule</strong> means the lender is subject to all claims and defenses you could assert against the seller. When the lender says "your dispute is with Sunrun, keep paying us," that is legally incorrect. The financing and the installation are legally linked, and deception in the sale is a defense to the loan.</p><h3>Permit, Interconnection, and Roof Damage Claims</h3><p>Florida's building code is among the strictest in the nation, particularly for wind uplift and roof attachment. Systems installed without proper permits, without final inspection sign-off, or with penetrations that voided your roof warranty create independent breach-of-contract and negligence claims — and in hurricane-exposed counties, potential insurance complications your salesperson never mentioned.</p><h2>Step-by-Step: How to Cancel Your Sunrun Contract in Florida</h2><h3>Step 1: Gather Every Document</h3><p>Collect the original contract and all addenda, the production guarantee or savings estimate, every monthly statement, all emails and text messages with the salesperson, your loan documents, the building permit, the interconnection agreement, and utility bills from 12 months before and after installation. The before/after utility comparison is often the single most persuasive exhibit in a Florida solar case.</p><h3>Step 2: Document the Misrepresentation in Writing</h3><p>Write a dated timeline: who came to your door, what they claimed, what they showed you on the tablet, what was promised verbally versus what appears in the contract. Names, dates, specific dollar figures. Memory fades; documents don't.</p><h3>Step 3: Verify the License and Search the Public Record</h3><p>Run the installer and dealer through DBPR. Then search your county clerk's official records for UCC-1 filings or liens against your property. Discovering an unrecorded or undisclosed encumbrance strengthens your position immediately.</p><h3>Step 4: File Regulatory Complaints</h3><ul><li><p><strong>Florida Attorney General</strong> (myfloridalegal.com) — file under FDUTPA</p></li><li><p><strong>Florida DBPR</strong> — for licensing and permit violations</p></li><li><p><strong>CFPB</strong> (consumerfinance.gov) — essential if a third-party lender is involved</p></li><li><p><strong>FTC</strong> (reportfraud.ftc.gov) — for door-to-door and Holder Rule violations</p></li><li><p><strong>BBB</strong> — Sunrun carries thousands of national complaints, which establishes a pattern</p></li></ul><h3>Step 5: Send a Formal Statutory Demand Letter</h3><p>Send certified mail to Sunrun's legal department citing the specific Florida statutes that apply to your facts — FHSSA, FDUTPA, § 489.128 — and demand rescission, refund, equipment removal, and lien release within 30 days. Generic complaint letters get routed to customer retention. Statute-specific demand letters get routed to counsel.</p><h3>Step 6: Consult a Florida Consumer Protection Attorney</h3><p>FDUTPA's fee-shifting provision means many qualified attorneys evaluate and pursue solar cases on <strong>contingency — no upfront cost to you.</strong> The key is getting your file in front of someone who has actually litigated against national solar providers, not a general practitioner seeing a solar contract for the first time.</p><p>We work with homeowners statewide, from [LINK:/city/jacksonville-fl|Jacksonville homeowners] and [LINK:/city/tampa-fl|Tampa homeowners] to [LINK:/city/orlando-fl|Orlando homeowners] and [LINK:/city/miami-fl|Miami homeowners].</p><p><strong>Call (904) 921-4971</strong> or submit the form below for a free 15-minute case review.</p><h2>Frequently Asked Questions</h2><h3>Can I cancel my Sunrun lease in Florida after installation?</h3><p>Yes</p>