Solar contract cancellation attorneys serving San Jose, CA

⚠ SOLAR CONTRACT TRAP — SAN JOSE, CA

CANCEL YOUR SOLAR CONTRACT
IN SAN JOSE, CA

San Jose sits at the heart of Silicon Valley's solar market — and at the center of some of its worst consumer fraud. Mosaic Solar Loans, which filed for Chapter 11 bankruptcy in June 2025, financed a disproportionate number of San Jose contracts through its tech-forward app-based approval process. GoodLeap, headquartered nearby in Roseville, processed thousands more. If your installer is gone and your lender is in bankruptcy, California law may give you a path to cancel your entire agreement.

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Solar Market

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Case Review

THE SAN JOSE SOLAR PROBLEM

Thousands of homeowners across San Jose signed solar contracts after being promised dramatic savings — only to find themselves locked into agreements with escalating payments, underperforming systems, and no clear exit. If you are one of them, you have legal options.

TOP COMPLAINTS WE SEE IN SAN JOSE

!Mosaic Solar Loans bankruptcy (June 2025) left San Jose borrowers with no servicer

!GoodLeap loan approved before installation was complete — TILA violation

!SunPower dealer network collapsed — San Jose homeowners have no warranty service

!Freedom Forever promised net-zero electric bill — homeowner paying $320/month combined

!SB 784 Confirmation Call never completed for multiple San Jose GoodLeap loans

!Sunrun door-to-door sales in Willow Glen used misleading government program language

CA STATE LAW IS ON YOUR SIDE

California's SB 784 is particularly relevant in San Jose, where Mosaic and GoodLeap processed loans at high volume with minimal oversight. The law requires a live Confirmation Call before loan finalization — a step frequently skipped in the app-based approval rush. The CLRA and UCL provide additional remedies for misrepresentation of savings, system output, and tax credit eligibility. Santa Clara County's DA has received hundreds of solar fraud complaints from San Jose homeowners.

SOLAR COMPANIES WE FIGHT IN SAN JOSE

Mosaic Solar Loans (Bankrupt Jun 2025)

Mosaic's app-based loan approval was popular with San Jose tech-savvy homeowners. The June 2025 Chapter 11 filing left borrowers with no clear servicer, no warranty support, and active payment obligations. Many SB 784 Confirmation Calls were never completed.

GoodLeap

GoodLeap financed a large share of San Jose's solar installations. CFPB and state AG investigations have focused on GoodLeap's practice of disbursing funds before systems were operational, leaving homeowners paying for non-functional installations.

SunPower (Bankrupt Aug 2024)

SunPower's premium panels were heavily marketed in San Jose's higher-income neighborhoods. The bankruptcy eliminated warranty support and monitoring. SunStrong Management has not assumed all service obligations.

WHY SO MANY CA SOLAR CONTRACTS GO WRONG

San Jose's high PG&E rates and tech-savvy population made it a prime target for fintech solar lenders like Mosaic and GoodLeap, who used app-based approvals to process loans faster than traditional underwriting — often bypassing required disclosures and Confirmation Calls in the process.

GROUNDS TO CANCEL YOUR SAN JOSE SOLAR CONTRACT

✓Truth in Lending Act (TILA) violations in your financing documents

✓FTC 3-day right of rescission not honored at signing

✓Misrepresentation of projected energy savings

✓Undisclosed escalator clauses in your contract

✓System performance below contractual guarantees

✓Solar company bankruptcy or change of ownership

✓Deceptive sales practices under CA consumer protection law

FREE CASE REVIEW — NO OBLIGATION

60 SECONDS TO FIND OUT IF WE CAN HELP YOU CANCEL YOUR SOLAR CONTRACT

Most people have their solar canceled and still get to keep their equipment.

STEP 1 OF 4

Who is your solar finance company?

FREQUENTLY ASKED QUESTIONS — SAN JOSE, CA

Mosaic Solar Loans just filed bankruptcy — what happens to my San Jose loan?+

Your loan obligation does not automatically disappear, but the bankruptcy creates significant leverage. If your system is underperforming, your installer is gone, or your SB 784 Confirmation Call was never completed, you may have grounds to void the loan entirely. Act quickly — bankruptcy proceedings move fast.

Can I cancel if my installer went out of business but GoodLeap is still collecting payments?+

Yes. This is one of the most actionable scenarios in California. If your installer is defunct and your system is not performing as promised, GoodLeap may be held liable as the financier under California's CLRA. We've successfully canceled GoodLeap loans in exactly this situation.

What solar companies have the most complaints in San Jose?+

Based on CPUC, BBB, and Santa Clara County DA complaint data, the top companies are GoodLeap (lender), Mosaic (lender, now bankrupt), SunPower (installer, now bankrupt), Freedom Forever, and Sunrun. The lender complaints are particularly actionable under SB 784.

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California Consumer Protection Law

Know Your California Solar Contract Rights

California has specific statutes governing solar sales, cooling-off periods, and required contract disclosures. Understanding your state rights is the first step to cancellation.

View California Solar Contract Laws →

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