There is no single exit from a solar contract. The right path depends on your contract type, how long ago you signed, and the specific facts of your situation. This page maps every option available to homeowners.
Solar loan, solar lease, or PPA — each has different exit strategies. The type of contract you have determines which paths are available to you.
Loan vs Lease: Key DifferencesMost homeowners who want out have at least one viable legal ground: misrepresentation, TILA violations, failure to provide cancellation notice, or state consumer protection violations.
Solar Contract Red FlagsLegal cancellation, negotiated buyout, transfer to buyer, or refinancing. The right path depends on your situation, timeline, and financial goals.
Negotiation GuideSolar contract disputes are specialized. An attorney who knows solar financing law can identify options you would never find on your own — and often works on contingency.
Attorney GuideYour contract type is the single most important factor in determining which exit paths are available.
You own the panels. You owe a lender. The loan may be secured by your home.
The company owns the panels. You pay a monthly fee. Often 20–25 years with escalators.
You pay per kilowatt-hour. Company owns panels. Property lien complicates everything.
Stopping solar payments unilaterally — without a legal basis — can trigger default, damage your credit, and result in a lien on your home. Always pursue legal options through proper channels before stopping payments. A free case review takes 48 hours and costs nothing.
State laws vary dramatically. Your state's consumer protection laws may provide stronger remedies than federal law.